Motorcycle Insurance and Safety Go Hand In Hand

According to The US National Highway Traffic Safety Administration, in 2019, 20 cars out of every 100,000 ended up in fatal crashes. The rate for motorcycles is 66 per 100,000. We are not suggesting you sell your motorcycle, but keep safety in mind. 
Did you know that 47% of all motorcycle crashes occur at intersections? A motorcycle rider not wearing a helmet is 40% more likely to sustain a fatal head injury in a crash than a rider who is wearing a helmet.

Get Motorcycle Insurance 
Motorcycle insurance should be an essential part of your planning. Ensuring you are covered will help you replace any damaged property and cover medical bills for a severe crash. Motorcycle insurance is cheaper than car insurance, depending on the bike, and will offer you peace of mind while riding. Our insurance policies cover all kinds of motorcycles, from sport bikes, cruisers, standard bikes, touring bikes, custom motorcycles, scooters, and classic motorcycles. Our policies can also cover liability, uninsured motorist, medical coverage, custom equipment, medical payments, towing, and labor. Make sure each piece of special equipment is listed on your motorcycle insurance policy.

Understand The Value of Motorcycle Safety

• Wear a Helmet. Buy a full-face helmet for the best protection for your head and eyes.
• Get to know your bike’s capabilities.
• Check lights on a regular basis.
• Always wear protective clothing.
• Never pass between vehicles.
• Use your headlamps both night and day, and wear yellow, red or orange jackets to make yourself easy to see.

Choosing the right insurance policy is much like choosing the right motorcycle. You want it to fit your needs and lifestyle, but at the same time be within your budget. Although most states require you to carry a minimum amount of liability coverage, other types of coverage are usually optional. Always ask your insurance agent or company representative which laws apply in your state.

Let us help you choose a policy that will fit your individual needs. Protecting your assets, whether personal, business or both, is our goal. A well-chosen policy can lessen the impact of some of life’s most common, yet unforeseen perils. We’re here to help when you are considering motorcycle coverage.